Elite Legacy Builder

A Gift Of Love For Your Future Generations.

Lay the foundation to create your greatest legacy today with a plan that comes with Loyalty Bonus, Income Booster, Insurance Discounts & more!
 
This is a Life insurance product.

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You have worked hard to attain success and provide a good life for your loved ones. You also want to ensure that they continue to enjoy the financial securities when you are no longer around. Set the foundation to create your greatest legacy today!

Key Features

Highlights of Elite Legacy Builder:
 
  • Life insurance protection for death and Total and Permanent Disability (TPD)1.
  • Short premium payment term of 5 or 8 years.
  • Earn Loyalty Bonus2 every 2 policy years , starting from 10th policy year onwards.
  • Receive one lump sum Income Booster3 payment at the end of the 20th policy year.
  • Enjoy No Lapse Guarantee benefit during the first 5 policy years4.
  • Enjoy a discount on insurance charges for Face Amount of RM1 million and above.
  • Auto fund rebalancing of your investment portfolio every quarter.
  • Gain access to a variety of investment-linked funds5.
  • You have the flexibility to take charge of your financial plan such as adjust your premium and insurance coverage, switch between funds, perform top-ups or withdraw your investment as and when needed6.
1 TPD coverage is up to age 70 next birthday.
2 Benefit payable is equal to 0.5% of the account value allocated from Insurance Premium and Regular Top-Up Premium only. Subject to all premiums are paid up to date.
3 Benefit payable is equal to 8% of the account value allocated from Insurance Premium and Regular Top-Up Premium only and capped at a maximum of 8% of Face Amount. Subject to all premiums are paid up to date.
4 Terms and conditions apply.
5 Returns are not guaranteed and are subject to the performance of the funds. Past performance of the funds is not indicative of future performance. Please refer to fund fact sheet for more information.
6 Subject to terms and conditions, Conditional Charges may apply.

Optional Protection

Supplement and complete your insurance coverage with the following optional protection:
 
ACCIDENTAL COVERAGE
Provide financial assistance to your family should the unexpected happen.

PREMIUM PROTECTION
Pays future premiums of the policy should the Insured or Payor suffers from any of the covered events.

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