Murabahah Trust Receipt-i (MTR-i)


It is a form of financing by the bank to buyer for their purchases / imports. The bank pays the seller, on behalf of the importer, and obtaining a security in the goods. MTR-i allows importer to take possession of the goods and undertake to pay proceeds to the Bank. To finance customer’s local purchases or imports payable at sight or usance for remaining tenor.

  • MTR-i is based on Shariah contract of Murabahah (cost plus profit sale)
  • Margin of financing up to 100% of invoice value (at bank’s discretion)
  • To finance purchases or imports in Ringgit Malaysia equivalent
  • No minimum amount and tenor
  • Can be settled partially or before maturity date
  • Profit is collected at maturity or upon payment