Alliance Bank Malaysia Berhad > Financing > Islamic > Personal Financing-i > Alliance CashVantage Financing-i
Alliance CashVantage Financing-i

CashVantage Financing-i provides you the financial needs be it for personal or for business purpose with low monthly instalments, flexible financing tenure and profit rate as low as 8.38%* p.a (flat rate basis).

Benefits

tickMonthly instalments from as low as RM94**

tickFLEXIBLE financing tenure up to 7 years

tickNO Processing Fee

tickNO Early Settlement Fee

tickFAST Approval

tickNO guarantor or collateral required

tickEASY Repayment via IBG/IBFT

tickCASHVANTAGE BALANCE REFINANCING

Consolidate up to a maximum of 4 Credit Cards and/or Personal Financing commitments into ONE single monthly instalment.

WHO CAN APPLY?

  • Malaysians and permanent residents working and residing in Malaysia only.
  • Malaysians working in Singapore, but residing in Malaysia will be considered.
  • Age requirement:
    1. minimum 21 years old
    2. maximum 60 years old (upon maturity of Facility)
  • Income requirement: minimum gross monthly income of RM3,000 or RM36,000 per annum.


REQUIRED DOCUMENTATION

A) Salaried Employee
 
Salaried Employee Documents Required for
MNC Non-MNC/PLC
1
Copy of MyKad (Front & Back)* AND
Y
 
2
Disbursement Account particulars* (refer below) AND ONE of the following documents below;
Y
 
3
Latest 1 month payslip (fixed)/3 months payslip (variable)
Either ONE
(of Item 3-6)
 
4
Latest EA Form
 
5
Latest 6 months EPF statement
 
6
Latest BE Form together with validated payment slip/receipt
 
 
 
 
 
1
Copy of MyKad (Front & Back)* AND
 
Y
2
Disbursement Account particulars* (refer below) AND
 
Y
3
Latest 3 months payslip 
 
 
4
Latest 6 months EPF statement
 
Either ONE
(of Item 3-5)
5
Latest BE Form together with validated payment slip/receipt to LHDN
 


B) Self-Employed
 
Self-Employed Documents Required for Sole Proprietor/Partners
1
Copy of MyKad (Front & Back)* AND
 Y
2
Disbursement Account particulars* (refer below) AND 
 Y
3
Copy of current and valid Business Registration Card* (business MUST be at least 2 years)AND
 Y
4
Latest 6 months payslip
Either ONE (of item 4-7)
5
Latest 6 months company's principal bank statement reflecting business turnover
6
Latest 6 months EPF statement
7
Latest B Form together with validated payment slip/receipt to LHDN
 
C) Commission Earner
 
Commission Earner Documents Required for Agent/Sales
1
Copy of MyKad (Front & Back)* AND
 Y
2
Disbursement Account particulars* (refer below) AND 
 Y
3
Latest 6 months commission statement/payment voucher verified against bank statements
Either ONE (of item 3-5)
4
Latest EA Form
5
Latest B Form together with validated payment slip/receipt to LHDN
 
 
Note:
Please provide copy of the Bank Statement/Passbook (first page) of Disbursement Account with Applicant's sole name.
* are mandatory documents required from the Bank.

Click here if you cannot view the Terms & Conditions in below section.

Click here if you cannot view the Product Disclosure Sheet in below section.

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