Accepted Bills-i (AB-i)


Get a Shariah compliant trade financing with fixed maturity on your purchases or sales invoice

  • Imagine you’re a BMW car dealer, you are about to import 20 units of BMW cars from Germany but you are lacking the cash required to make the purchase
  • You may approach our bank to get this financing on your purchase invoice
  • With this facility, you may start selling the imported goods without coming up with a huge amount of money upfront
  • Finance AB-i Purchases based on Shariah contract of Murabahah (cost plus profit sale) and AB-i Sales based on Shariah contract of Bai’ AI-Dayn (sale of debt)
  • Drawn in Ringgit Malaysia only
  • Tenor min 21 days, max 365 days (Purchases), 180 days (Sales)
  • Financing is provided to the exact invoice amount with min RM50,000 per application
  • Invoice bunching is allowed with min RM1,000 per invoice
  • Rollover /Extension of AB-i tenor is not allowed
  • Margin of financing is up to 100% of the invoice value (at bank’s discretion)