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Interest Payment Option
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Interest Payment Option (IPO) features the combination of SaveLink HL and interest servicing (similar to the nature of OD) for the first 5 years from first disbursement or 3 months from the Letter of Offer date, whichever is earlier.

SAVELINK IPO (with/without MRTA)
 

Completed Properties/Under Construction

Type Year SaveLink IPO (new)
Non-ZEC/FEC
Completed All tenure BLR - 1.80%
Under Construction 1st to 3rd BLR - 1.70%
Thereafter BLR - 1.80%


Additional terms to the above
  • Minimum residential property value/purchase price: RM100,000
  • Minimum loan tenure: 15 years (inclusive of Interest period). Maximum age at loan approval is 50 years.
  • Interest period/first year rate: 5 years from first disbursement or 3 months from LOF date whichever is earlier.
  • Repayment tenure: Based on loan tenure applied less interest period.
  • OD facility: Max MOF 50% @ BLR - 0.5% p.a.
  • Lock-in Period/Penalty as per the following:

Packages Lock-in period
 
Penalty % on
original loan
Min. loan amount
RM'
NON-ZEC/FEC
IPO Under Construction/Completed 5 years 3% 100,000
 
 
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