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Interest Payment Option (IPO) features the combination of SaveLink HL and interest servicing (similar to the nature of OD) for the first 5 years from first disbursement or 3 months from the Letter of Offer date, whichever is earlier.
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Completed Properties/Under Construction
| Type |
Year |
SaveLink IPO (new) |
| Non-ZEC/FEC |
| Completed |
All tenure |
BLR - 1.80% |
| Under Construction |
1st to 3rd |
BLR - 1.70% |
| Thereafter |
BLR - 1.80% |
Additional terms to the above
- Minimum residential property value/purchase price: RM100,000
- Minimum loan tenure: 15 years (inclusive of Interest period). Maximum age at loan approval is 50 years.
- Interest period/first year rate: 5 years from first disbursement or 3 months from LOF date whichever is earlier.
- Repayment tenure: Based on loan tenure applied less interest period.
- OD facility: Max MOF 50% @ BLR - 0.5% p.a.
- Lock-in Period/Penalty as per the following:
| Packages |
Lock-in period
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Penalty % on
original loan |
Min. loan amount
RM' |
| NON-ZEC/FEC |
| IPO Under Construction/Completed |
5 years |
3% |
100,000 |
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Or choose a state to locate your
nearest bank branch
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