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Interest Payment Option (IPO) features the combination of SaveLink HL and interest servicing (similar to the nature of OD) for the first 5 years from first disbursement or 3 months from the Letter of Offer date, whichever is earlier.
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Completed Properties
Loan amount up to RM400,000:
| Year |
SaveLink IPO (new) |
Non-ZEC/FEC
(% p.a.) |
ZEC
(% p.a.) |
| 1st to 2nd |
BLR - 1.80% |
BLR - 1.20% |
| 3rd to 5th |
BLR - 1.80% |
BLR - 1.20% |
| Thereafter |
BLR - 1.80% |
BLR - 1.80% |
Exclusive packages available for financing amount above RM400,000.
Additional terms to the above
- Minimum residential property value/purchase price: RM100,000
- Minimum loan tenure: 15 years (inclusive of Interest period). Maximum age at loan approval is 50 years.
- Interest period/first year rate: 5 years from first disbursement or 3 months from LOF date whichever is earlier.
- Repayment tenure: Based on loan tenure applied less interest period.
- 'Without MRTA' pricing: Plus additional 0.05% p.a. on across all tiers.
- OD facility: Max MOF 50% @ BLR + 0% p.a.
- Lock-in Period/Penalty comprises two categories per the following schedule:
| Packages |
Lock-in period
(from 1st disbursement) |
Penalty % on
original loan |
Min. loan amount
RM' |
| NON-ZEC/FEC |
| IPO Under Construction |
5 years |
3% |
100,000 |
| IPO Completed |
3 years |
3% |
100,000 |
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| ZEC |
| IPO Under Construction |
5 years |
3% |
150,000 |
| IPO Completed |
5 years |
3% |
150,000 |
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Or choose a state to locate your
nearest bank branch
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