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SME Schemes Promoted by The Government
 
Besides Alliance Bank's various credit facilities, we also offer the following SME Schemes promoted by The Government to meet your business needs.

The schemes are:
  • Working Capital Guarantee Scheme (WCGS)
  • Industry Restructuring Financing Guarantee Scheme (IRFGS)
Working Capital Guarantee Scheme (WCGS)
 
Objective To assist viable companies with shareholders equity < RM20.0mio, to gain access to financing, to maintain their operations under the current challenging economic environment.
Eligibility Criteria Companies from all economic sectors and incorporated under the Companies Act 1965 with > 51% of its shares is being held by Malaysian and the Company Shareholder s Fund is not more than RM20Mio.
Financing Limits Minimum: RM50K
Maximum : RM10Mio
Purpose of Financing
  • Working Capital
Industry Restructuring Financing Guarantee Scheme (IRFGS)
 
Objective To promote investments:
  • That increases productivity.
  • In high-value added activities (such as research & development, and downstream agriculture activities).
  • That promotes greater application of green technology.
Eligibility Criteria Companies from all economic sectors and incorporated under the Companies Act 1965 with > 51% of its shares is being held by Malaysian.
Financing Limits Minimum: RM50K
Maximum : RM50Mio
Purpose of Financing
  • Finance investment that meet the objectives of the scheme
 
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