Alliance Bank Malaysia Berhad > Fees and Charges

 
 Contents  Bank charges  GST
1. Alliance My eSaving Debit Card    
 (i) Debit Card Issuance/Annual Fee
RM8.48
 (ii) Debit Card Replacement Fee
RM8.00
2. Alliance Hybrid Standard, AP Platinum & PB Platinum Debit Card    
 (i) Debit Card Issuance/Annual Fee
RM12.72
 (ii) Debit Card Replacement Fee
RM12.00
3. ATM card    
 (i) ATM Card/Annual Fee
RM8.48
 (ii) ATM Card Replacement Fee
RM8.00
4. Biz-Xpress ATM Card    
 (i) BXC ATM Card Issuance/Annual Fee
RM8.48
 (ii) BXC ATM Card Replacement Fee
RM8.00
5. Others Charges    
 (i) MEPS Cash Withdrawal at:
- Other local banks
- Locally incorporated foreign banks

RM1.06 per transaction
RM4.24 per transaction
 (ii) MEPS InterBank Funds Transfer / Credit Card & Loan Repayment (IBFT/CCL) to:
- Other local banks
- Locally incorporated foreign banks


RM0.53 per transaction
RM0.53 per transaction
 (iii) Interbank Funds Transfer via IBG GIRO
RM0.32 per transaction
 (iv) Intrabank Funds Transfer
No charge N/A
 (v) CIRRUS Cash Withdrawal
RM8.48 per transaction
 (vi) Overseas Transactions Conversion Fee
Transactions made in foreign currency shall be converted to Ringgit Malaysia at the conversion rate and charges as determined by MasterCard or Visa and shall be inclusive of 1% foreign exchange conversion spread by Alliance Bank. N/A
6. Interchange Fee Ceiling For MasterCard, click here.
For Visa, click here.

* Fee and GST charged by Malaysian Electronic Payment System Sdn Bhd (MEPS)
 
Contents Bank charges GST
1. Processing Fee for Loan Applications    
(i) Processing fee on new application of credit
 
2. Commitment fees on Loan Applications    
(i) Term Loans (excluding Syndicated Loans)
- Where there is a predetermined schedule of drawdown fixed in terms of time rather than in terms of events
- Where there is no predetermined schedule of drawdown or where the predetermined schedule of drawdown is not adhered to, with exception allowed by BNM Scheme

Exempted


1.00% p.a.




(ii) Unutilised Overdraft Facilities (including revolving facilities)
- A commitment fee of 1.0% p.a. shall be levied on the unutilised portion of overdraft facilities, with exceptions allowed by BNM Scheme
1.00% p.a.
 
Contents Bank charges GST
1. Set up Fee for Loan Applications    
(i) SaveLink (Housing loan with deposit link feature)
Set up fee: RM212.00 (one time cost only)

Monthly maintenance fee: RM10.60


(ii) Conventional Home Loan (HL4)
Set up fee: RM212.00 (one time cost only)
2. Redemption Statements    
(i) Redemption Statements
RM53.00 to be collected from the customer for the issuing of first redemption statement. Thereafter, a charge of RM53.00 is to be levied for each subsequent redemption statement
(ii) Confirmation letter to EPF
RM53.00 to be collected from the customer for the issuing of first redemption statement. Thereafter, a charge of RM53.000 is to be levied for each subsequent confirmation letter
3. Commitment Fees on Loans    
(i) ABM Rule - Section (B) 5(ii)

Unutilised Overdraft Facilities (including revolving facilities)

A commitment fees of 1.00% p.a. shall be levied on the unutilised portion of overdraft facilities, with the following exceptions:
  1. overdraft facilities with rates of interest prescribed by Bank Negara Malaysia, such as those granted under the Credit Guarantee Scheme and those funded/subsidised by the Government
  2. personal overdraft facilities with a limit of up to RM250,000.00
  3. deceased accounts and legal block accounts. Legal block accounts are classified as those for which a hold has been placed arising from the following legal actions: bankruptcy notice, creditor's petition/winding up, bankruptcy, garnishee order and court order
  4. Where the facility is frozen by the bank due to circumstances beyond the control of the borrower


1.00% p.a.


4. Photocopies of File Documents    
(i) Request for photocopies of file documents
RM21.20 to be imposed on the first document and RM10.60 each for subsequent documents of borrowers who request for photocopies of file documents such as title deeds, charge documents, guarantees, Letters of Offer, S & P Agreement, etc. for various purposes such as potential sale transactions
(ii) Request for loan statement (Adhoc basis)
RM5.30 for the first page and RM1.06 for subsequent pages
5. Late Payment Charges 1% p.a. on the amount in arrears
6. Withdrawal Fee RM53.00 for every withdrawal of excess fund in Advance Payment for Conventional Home Loan/Term Loan with Redrawal facility.

CashFirst Personal Loan
Contents Bank charges GST
1. Processing Fee No charge n/a
2. Early Settlement Penalty No charge n/a
3. Late Payment Penalty 1% p.a on instalment amount overdue, accruing from the due date up to the date of settlement.
4. Stamp Duty Fee
[as per Stamp Duty Act 1949 (revised 1989)]
On total approved loan amount, to be deducted from
the facility:
- Stamp duty 0.5%


 
Contents Bank charges GST
1. Statement duplicate/re-issue RM5.30 per statement
2. Card replacement fee RM50.00 per Card
3. Courier charges (based on actual charges) RM5.83 (Peninsular Malaysia)
RM16.32 or actual (Singapore/East Malaysia)

4. Retrieval of sales draft RM21.20 per copy
5. Standing Instruction RM10.00 (Stamping Fee)
6. Late payment charge 1% per month of the total outstanding balance or RM10.00, whichever is higher (subject to a maximum of RM100.00)
7. Finance charge on Retail Purchases:

All Alliance Bank Credit Cards:

Subsequent months

  • Tier 1 – 15% per annum: Cardmembers who prompty settle their minimum payment amount due for 12 consecutive months.
  • Tier 2 – 17% per annum: Cardmembers who prompty settle their minimum payment amount due for 10 months or more in 12 consecutive months.
  • Tier 3 – 18% per annum: Cardmembers who do not fall within the above categories.

You:nique Rates Credit Card:

First 3 months: 0% per annum.

Month 4 – Month 12: 9% per annum.

Subsequent months

  • 9% per annum: Cardmembers who prompty settle their minimum payment amount due for 12 consecutive months will continue to enjoy lowered interest rate at 9% p.a. BNM tiered interest rates will prevail for Cardmembers who do not meet the above criterion.

 

 

 

 


 

 

8. Cash Advance Interest = 18% p.a. calculated on a daily basis from
date of transaction.

Fee = 5.3% of the amount advanced or a minimum of
RM15.90, whichever higher, per transaction.

Cash Advance withdrawal up to 80% of your credit limit.






9. Annual fees
 
Credit Card
Card Type VISA (RM) MasterCard (RM) GST
Principal
Supplementary
Principal
Supplementary
Visa Infinite 848 No charge     ✓ *
Platinum 464.28 No charge 464.28 No charge ✓ *
Gold 156.88 31.80 156.88 31.80
Classic 72.08 21.20 72.08 21.20
Basic 21.20 10.60    
CIS 156.88 31.80 156.88 31.80
You:nique     156.88 31.80
CPA Australia     No charge No charge n/a
CNI Gold 156.88 31.80    
Allianz Insurance No charge No charge     n/a
Business Platinum     464.28 199.28
10. Overseas transactions conversion fee Transactions made in foreign currency shall be converted to Ringgit Malaysia at the conversion rate and charges as determined by MasterCard or Visa and shall be inclusive of 1% foreign exchange conversion spread by Alliance Bank. n/a
11. Interchange Fee Ceiling For MasterCard, click here.
For Visa, click here.

* n/a where there is no charge
 
Contents Bank charges GST
1. Interest received on Current Account overdrawn At prevailing rate fixed by the Bank from time to time
Minimum:  RM10.00
2. Interest received on advance (Overdrafts) Interest on overdraft by arrangement
Minimum:  RM10.00
3. Service charge on Consumer Current and Overdraft Accounts with daily average balance below RM1,000.00. RM10.60 for half yearly
Service charge on Commercial (business) Current and Overdraft Accounts with daily average balance below RM1,000.00.
(charges apply for all types of business Current Account, effective 1st April 2009)
RM21.20 for half yearly
(No charge for Government accounts)   n/a
4. Over-the-counter charge on Alliance My eSaving Accounts RM5.30 per transaction
5. Service charge on AllianceSave Accounts RM15.90 half yearly (regardless of balance)
6. Service charge on Alliance Hybrid Accounts with Cheque Book Facilities RM15.90 half yearly (regardless of balance)
7. Handling charges on representing cheques RM50.00 per cheque
8. Charges for cheques dishonoured due to insufficient funds A penalty charge of RM100.00 shall be imposed by the Bank on each cheque
(effective 1 Nov 2017)
A penalty charge of RM150.00 shall be imposed by the Bank on each cheque
9. Service charge for stopped payment RM15.90 per cheque
RM106.00 if countermanded cheque is returned due to interalia insufficient funds
(effective 1 Nov 2017)
RM159.00 if countermanded cheque is returned due to interalia insufficient funds
10. Cancellation of stopped payment instruction RM10.60 per cheque
11. Service charge for cheques returned due to post dated cheque A service charge of RM10.60 shall be charged on the payee for each post-dated cheque returned
(applicable to collecting bank)
12. Service charge for 3rd party cash cheque encashment RM2.12 per transaction
13. Cheque book not collected after 30 days of issuance RM10.60 per cheque book
14. Stamp duty on cheque books A government stamp duty of RM0.15 per cheque leaf shall be charged to the account upon issuance of a cheque book
15. Service charge request for Statement, Duplicate Document e.g. cheques, expired guarantee, bills, etc.
(i) Retrieval fees of RM5.30 plus RM1.06 per page of statement if printed from system (up to 3 months) or photocopy of other documents
(ii) Retrieval fee of RM21.20 plus RM1.06 per page of statement if reproduced from microfiche plus out-of-pocket expenses (for more than 3 months)
(iii) Retrieval fee of RM21.20 plus RM5.30 per document if it is obtained from branch
(iv) Retrieval fee of RM31.80 plus RM10.60 per document if it is obtained from our warehouse/remote location
(v) Service charge of RM5.30 per GST tax invoice printed (customer may also obtain GST tax invoice at no charge via allianceonline).
16. Service charge on auditors confirmation
(i) RM26.50 for current financial year
(ii) RM106.00 for other request (i.e. previous financial year)
Service charge on auditors confirmation for Commercial (business) account
(charges apply for all types of business Current Account, effective 1st April 2009)
(i) RM31.80 - audit confirmation on account as at a date which is no more three (3) months from date of request.
(ii) RM53.00 - audit confirmation on account as at a date which is between four (4) to twelve (12) months from date of request.
(iii) RM106.00 - audit confirmation on account as at a date which exceeds twelve (12) months from date of request.
17. Service charges on opening of account
(charges apply for all types of business Current Account, effective 1st April 2009)
RM21.20 per account
18. Service charge on closing of Savings Account
(i) Closed within 3 months from date of opening of account: RM21.20
(ii) Closed after 3 months from date of opening of account: RM10.60
(iii) Closed after 3 months from date of opening of account (Basic Savings Account Only): No Charges
n/a
(iv) Closed within 6 months from date of opening of account (Alliance My eSaving Account Only): RM21.20
(v) Closed after 6 months from date of opening of account (Alliance My eSaving Account Only): No Charges
n/a
19. Service charge on closing of Current/ODP Account
(i) Closed within 3 months from date of opening of account: RM21.20
(ii) Closed after 3 months from date of opening of account: RM10.60
(iii) Closed after 3 months from date of opening of account (Basic Current Account Only): No charge
n/a
Service charge on closing of Commercial (business) Current/ODP Account
(charges apply for all types of business Current Account, effective 1st April 2009)
(i) Closed within 3 months from date of opening of account: RM31.80
(ii) Closed after 3 months from date of opening of account: RM21.20
20. Service charge on issuance of duplicate Savings Account passbook that are worn out or defaced RM10.00
21. Loss of Fixed Deposit certificate/receipt RM10.00 stamp duty for Letter of Indemnity
RM5.30 replacement of FD receipt
22. Service charge on changing coins/notes
(for bulk changing)

(charges apply for all types of business Current Account)
Coins  
Minimum: RM5.30 plus 0.53% on the amount per bag
(same denomination or standard bag)
For loose coins
Less than RM100.00: No charge
n/a
> RM100.00 to RM1,000.00: RM5.30
> RM1,000.00: Additional RM5.30 on every RM1,000.00
Notes  
Single denomination: No charge n/a
2 denominations & above: RM5.30
23. Service charge on coins deposits
(charges apply for all types of business Current Account)
Up to RM100.00: No charge n/a
> RM100.00 to RM1,000.00: RM5.30
> RM1,000.00: Additional RM5.30 on every RM1,000.00
Service charge on Bulk Cash Deposit
(charges apply for all types of business Current Account)
Free of Charge: For first 1,000 pieces, irrespective of denomination. n/a
RM5.30 per 1,000 pieces or part thereof, irrespective of denomination.
Max: subject to a maximum of RM530 per deposit
24. Postage and handling charges on warning letters (on returned cheque, DCHEQS letter, excess of current account) RM10.60 flat
25. Postage charges on cheque books sent by courier RM10.60 or actual courier charges, whichever is higher
a. For Personal Cheque Book
b. For Company Cheque Book
26. Account number selection Service charge of RM53.00 for choosing desired available account number
27. Mutilated or defaced notes 1.06% of notes amount chargeable to customers
Minimum: RM15.90
Maximum: RM530.00
28. Service charge for endorsement of the status of company's account to be attached together with tender submission RM21.20 per account
29. Service charge on confirmation on authorised cheque signatories for the renewal of Pusat Khidmat Kontraktor license RM21.20 per account
30. Cheque processing fee
Effective 2 January 2015, RM0.50 will be levied to the drawer or issuer of the cheque or his account whenever a cheque is received by the Bank for processing, whether for encashment over the counter or for depositing into an account.
RM0.53 per cheque leaf
 
Sole Proprietor
Contents Bank charges GST
1. Monthly subscription fee - Transactional Module RM5.30 per month
2. Security Device:    
(i) Setup & Handling Fees (including Courier Charges) No charge n/a
(ii) 1 Token and Digital Certificate No charge n/a
(iii) Additional Token and Digital Certificate RM74.20 per token
(iv) Subsequent Annual Digital Certificate Renewal RM53.00 per certificate per token

SME*, Commercial & Corporate
(* An enterprise is considered as a Small Medium Enterprise (SME) based on the Annual Sales Turnover of less than RM30,000,000)
Contents Bank charges GST
1. Monthly subscription fee - Inquiry Module RM26.50 per month
2. Monthly subscription fee - Transactional Module RM31.80 per month
3. Security Device:    
(i) Setup & Handling Fees (including Courier Charges) No charge n/a
(ii) 2 Tokens and Digital Certificates No charge n/a
(iii) 2 Tokens and Digital Certificates RM74.20 per token
(iv) Subsequent Annual Digital Certificate Renewal RM53.00 per certificate per token
4. Mode of Profile Maintenance:    
(i) Self Manage No charge n/a
(ii) Bank To Manage RM106.00 per annum

Alliance BizSmart Online Banking Transaction Fees & Charges
Type of Transaction Description Transaction Cost (RM) Services Charges (RM) Total Charges (RM) GST
1. Single Transaction ( Online via BizSmart)
Intrabank Transfer ABMB to ABMB No charge No charge No charge n/a
Interbank GIRO (IBG) ABMB to other IBG Banks 0.11 No charge 0.11
RENTAS
(i) Sole Proprietor/SME
ABMB to other RENTAS Banks 2.65
(RM0.53 absorbed by the bank)
No charge 2.12
(ii) Other Corporates
2.65 2.65 5.30
2. Bulk Payment and Payroll
Intrabank Transfer ABMB to ABMB No charge 0.53 0.53
Interbank GIRO (IBG) ABMB to other IBG Banks 0.11 0.95 1.06
RENTAS
(i) Sole Proprietor/SME
ABMB to other RENTAS Banks 2.65
(RM0.53 absorbed by the bank)
No charge 2.12
(ii) Other Corporates
2.65 2.65 5.30
3. Transaction SMS Notification RM0.21 per SMS

* Additional bulk payment and payroll service charges incurred are for the following value added services provided:
  • Provision of reconciliation file
  • SMS or email notification of payment service
  • Multiple batch or bulk processing to allow same day value
  • Aggregated payments to Statutory Bodies like SOCSO, LHDN and EPF
  • Other operating costs
 
Contents Bank charges GST
1. Securities
Shares held as security for pledged accounts
   
(i) Receipt Fees RM10.60 per counter
(ii) Withdrawal Fees 0.053% of market value
Minimum:  RM10.60
Maximum: RM1,060.00
(iii) Yearly service charge RM5.30 per counter per annum, payable in advance
(iv) Dividend Payment 1.06% of net dividend amount
Minimum:  RM10.60

(v) Proxy Voting RM53.00 per proxy
(vi) Bonus Issue RM21.20 per counter
(vii) Rights Issue RM79.50 per issue
(viii) External Fees

To Bursa Malaysia Depository Sdn Bhd:
To be borne by the customer  
- CDS account opening fee RM10.60 per account opening *
- Transfer fee RM10.60 per transfer (irrespective of the quantity or value of the security) *
- CDS maintenance fee 4.24 sen per 1,000 shares per annum based on the average monthly closing balance of accounts (charged quarterly) *
- Dormant account reactivation fee RM5.30 per account *
- Withdrawal fee RM15.90 per 1,000 shares or part thereof *
- Deposit fee RM10.60 per certificate *
- Statement of account fee RM1.06 per page or part thereof up to 100 pages *
32 sen per page above 100 pages *
To Share Registrar:  
- Stamp duty on rights subscription form on acceptance RM10.00 stamp duty
- Stamp duty on Letter of Indemnity (Loss of dividend cheques/replacement of subsidiary income tax certificate) RM10.00 stamp duty
(ix) Issue duplicate/replacement of subsidiary income tax certificate (SITC) RM10.60 per SITC
(x) Conversion/Consolidation/Cash offer/General offer exercise/Share acquisition RM21.20 per exercise
(xi) Registration of unquoted shares in the name of Bank's Nominee Company 0.106% of par value of shares
Minimum:  RM5.30
Maximum: RM530.00


* Fee and GST is charged by Bursa Malaysia Depository Sdn Bhd
 
Contents Bank charges GST
1. Cashier's Order (CO)    
(i) Ordinary Cashier's Order
Effective 2 January 2015, RM0.50 cheque processing fee will be levied to the applicant of a cashier's order at the time of application in addition to the stamp duty and commission collected by the bank.
RM5.30 (effective 1 October 2016)
Stamp duty RM0.15
Cheque processing fee of RM0.53 per cheque


(ii) Cashier's Order for MIDF/MIH Share Issue
RM5.30 (effective 1 October 2016)
Stamp duty RM0.15
No charge and waiver of stamp duty for account holders


n/a
(iii) Replacement of lost/stolen/default and damaged Cashier's Orders
Service charge of RM10.60
The appropriate stamp duty on the Letter of Indemnity for reported lost Cashier's Order is to be borne by the customer

(iv) Repurchase of Cashier's Order
RM5.30 except for Cashier's Order issued for new share applications
2. Demand Draft (DD)    
(i) Demand Draft in Foreign Currency payable overseas
Flat rate of RM2.12 per item for whatever draft amount
(ii) Cancellation and refund/repurchase of Foreign Currency Demand Draft
Foreign currency draft is cancelled and repurchased at the day's buying OD Rate of the foreign currency or the original currency quoted rate, whichever is lower (If the original quoted rate was a contracted/special rate, please refer to Forex Department, Head Office). Applicant to bear the cost of "Stop Payment", which is charged by the correspondent bank
A service charge of RM10.60 is levied for each repurchase of foreign currency Demand Draft
(iii) Replacement of lost/stolen/default and damaged Demand Drafts (Foreign Currency)
RM10.60 excluding cable charges and correspondent charges. Applicant to bear the cost of "Stop Payment", which is charged by the correspondent bank
(iv) Cost of "Stop Payment" charged by Correspondent Bank
Applicant to bear cost of cable and the processing cost as imposed by the correspondent bank
3. Telegraphic Transfer (TT)    
(i) Telegraphic Transfer in Foreign Currency payable overseas
Minimum of RM2.12 per telegraphic transfer for whatever TT amount plus cost of cable incurred
 
List of cable charges:  
USD RM26.50
IDR, THB, PHP & BND RM14.31
SGD RM7.95
Other currencies RM26.50
(ii) Incidental expenses on Remittances
Commission and actual out of pocket expenses e.g. postage, telephone, fax charges. Stamp duty
4. Transfers of RM Funds through BNM/Rentas    
(i) For transfer (through RENTAS subject to minimum RM10,000.00)
Service charge of RM5.30 for each transaction
(Applicable to Individuals & SME only)
Service charge of RM8.48 for each transaction
(All others EXCEPT for individuals & SME)
5. Transfers of RM Funds through Interbank GIRO    
(i) For fund transfer through Interbank GIRO
A flat fee of RM2.12* per transaction irrespective of the amount transferred
* No charge for all Senior Citizens aged from 60 onwards (customer's age is confirmed via Mykad verification) n/a
* No charge for all disabled person (verified by sighting their OKU card) n/a
For BCA & BSA the 1st. two GIRO transaction, charge at RM0.53 per transaction
6. Transfers of RM Funds within Alliance Bank    
(i) For fund transfer within Alliance Bank
No charge n/a
7. Collection of Coupons    
(i) Whether cut from bonds in our possession or handled in by clients
Commission of 0.0318% flat on aggregate face amount
Minimum:  RM0.53
Maximum: RM31.80
Insurance, postage and any other related expenses will be for customer's account
8. Negotiable Certificate of Deposits (NCD)    
(i) Charges for splitting of NCDs
RM2.12 per new certificate
 
Contents Bank charges GST
1. SDB break-in charges
(replacement of SDB keys)
Minimum of RM200.00 per key or actual replacement cost and labour charges to re-open the SDB, whichever is higher
2. SDB key deposits A key deposit of RM200.00 (new account) shall be levied, which shall be refundable on return of the keys upon termination of the lease. This key deposit is no longer refundable once the keys have been reported lost
3. Safe deposit rental Rental rates vary amongst branches (depending on size of box) ✓ *
* Rental for branch in Designated Area (Labuan) is not subject to GST.
 
Contents Bank charges GST
1. Payment Orders and Periodical Payments    
(i) Payment Orders:    
a. Own account
Internal Transfer to own account within the Bank
No charge n/a
b. 3rd party account
Internal Transfer to 3rd party account within the Bank
RM2.12 per transaction
c. Payroll services/salary accounts (within the Bank, payment contra against employer's account over the counter) RM5.30 per employee account for transaction over the counter
d. To other banks (including salary credits) RM5.30 per transaction plus actual out-of-pocket expenses
(ii) Periodical Payments (Standing Order)    
a. Credit of accounts maintained with the same branch Flat rate of RM2.12
Service charge waived for standing orders (including via AFT) for repayment of loan accounts with the Bank n/a
b. Payable to firms, private individuals and other bodies Flat rate of RM2.12 plus actual out-of-pocket expenses
c. To Banks for the account of 3rd party Flat rate of RM2.12 plus actual out-of-pocket expenses
(iii) Periodical Payments (Standing Order)
Payable outside clearing area/zone
Charges according to mode of payment plus postage or cable charges, where applicable
(iv) Automatic Funds Transfer (AFT) A service charge of RM2.12 is to be levied on each cycle of a periodical payment and/or standing instruction irrespective of whether the payment instruction is effected or not effected due to insufficient fund
In addition, the normal remittance commission and other incidental expenses should also be levied
This service charge is waived on all standing instruction for crediting into a Loans Account n/a
 
Contents Bank charges GST
1. Import Bill for Collections (IC)    
1.1 Documentary Bills in Malaysian Ringgit or Foreign Currency 0.106% flat on invoice value plus actual cost
Minimum: RM53.00
Maximum: RM106.00 (Foreign currency)
RM530.00 (Local currency)
1.2 Bills dishonoured/Snag bills RM53/USD21.20 per month or part thereof if bill remains unpaid for more than 60 days after due date/ first presentation.
Representation commission: RM10.60 plus actual cost.
1.3 Dishonour advice to Remitting Bank RM10.60 plus actual cost.
2. Import Letter of Credit (LC)    
2.1 Issuance:
(i) Sight Letter of Credit


 
(ii) Usance Letter of Credit



 
(iii) Stand-By Letter of Credit


 
(iv) Back to Back Letter of Credit

0.106% per month or part thereof on the amount of the LC plus actual cost and correspondent charges, if any. Minimum: RM106.00

As above plus 0.106% per month or part thereof on the amount of the bill from the date of acceptance until maturity of the bill plus actual cost. Minimum: RM106.00

0.106% per month or part thereof on the amount of the LC plus actual cost and correspondent charges, if any. Minimum: RM106.00

0.106% per month or part thereof on the amount of the LC plus actual cost and correspondent charges, if any. Minimum: RM212.00














2.2 Issuance of LC through SWIFT Within Malaysia: RM53.00
Other Countries: RM106.00
2.3 Any amendments

Amendments to our LC for extension/increase in value
RM53.00
0.106% per month or part thereof for the extended period/ incremental value plus actual cost and correspondent charges, if any.
Minimum: RM53.00
3. Guarantees    
3.1 Issuance of Shipping Guarantee (SG) 0.106 % flat on invoice value
Minimum: RM106.00 (under Letter of Credit)
RM212.00 (under Import Bill for Collections)
3.2 Shipping Guarantee not returned after 3 months from date of issuance 0.05% per month on invoice value
Minimum: RM50.00 per month, until SG is returned for cancellation
3.3 Issuance of Bank Guarantee (BG) 0.106% per month or part thereof plus actual cost
Minimum: RM106.00
3.4 Issuance of Over the Counter Bank Guarantee (OTC BG) 0.106% to 0.159% per month depending on BG tenor, plus actual cost
Minimum: RM212.00
3.5 Any amendments RM53.00
Amendment for BG extension / increase amount 0.106% p.m. or part thereof for the extended period/ incremental value plus actual cost
Minimum: RM53.00
3.6 Replacement for lost Guarantee RM53.00 plus actual cost
4. Outward Bills for Collections (EC) - Local    
4.1 Documentary Bills in Malaysian Ringgit or Foreign Currency
(under LC and Collections)
0.106 % flat on invoice value plus actual cost.
Minimum: RM53.00
Maximum: RM106.00 (Foreign currency)
RM530.00 (Local currency)
4.2 Snag Bills If Bill remains unpaid for more than 60 days after due date/ first presentation, holding charge of RM53.00 per month or part thereof will be charged from the third month onwards.
5. Outward Bills for Collections (EC) - Export    
5.1 Documentary Bills in Foreign Currency
(under LC and Collections)
0.1 % flat on invoice value plus actual cost.
Minimum: RM50.00
Maximum: RM100.00 (Foreign currency)
5.2 Snag Bills If Bill remains unpaid for more than 60 days after due date/ first presentation, holding charge of RM50.00 per month or part thereof will be charged from the third month onwards.
6. Export Bills Purchased/Discounted/Negotiated (EP/EN) - Local    
6.1 Documentary Bills in Malaysian Ringgit or Foreign Currency
(under LC and Collections)
0.106 % flat on invoice value plus actual cost.
Minimum: RM53.00
Maximum: RM106.00 (Foreign currency)
RM530.00 (Local currency)
7. Export Bills Purchased/Discounted/Negotiated (EP/EN) - Export    
7.1 Documentary Bills in Foreign Currency
(under LC and Collections)
0.1 % flat on invoice value plus actual cost.
Minimum: RM50.00
Maximum: RM100.00 (Foreign currency)
8. Export Letter of Credit (EL) - Local    
8.1 Advising original LC to beneficiary without engagement RM53.00 flat plus actual cost (Customer)
RM74.20 flat plus actual cost (Non-Customer)
8.2 Advising amendment to beneficiary RM53.00 flat plus actual cost (Customer)
RM74.20 flat plus actual cost (Non-Customer)
8.3 Adding Confirmation 0.106% per month or part thereof plus actual cost.
Minimum: RM106.00
8.4 Transferable Letter of Credit 0.106% per month on the amount transferred plus actual cost.
Minimum: RM106.00
Handling fee:  
Minimum: RM106.00
Maximum: RM530.00
8.5 Any amendments to Transferable LC

Amendments to Letter of Credit for Extension/Increase in value
RM53.00 flat plus actual cost.
0.106% p.m. or part thereof for the extended period/incremental value plus actual cost and correspondent charges, if any.
Minimum: RM106.00
8.6 Checking fee for documents under LC RM53.00 flat
9. Export Letter of Credit (EL) - Export    
9.1 Advising original LC to beneficiary without engagement RM50.00 flat plus actual cost (Customer)
RM70.00 flat plus actual cost (Non-Customer)
9.2 Advising amendment to beneficiary RM50.00 flat plus actual cost (Customer)
RM70.00 flat plus actual cost (Non-Customer)
9.3 Adding Confirmation 0.1% per month or part thereof plus actual cost.
Minimum: RM100.00
9.4 Transferable Letter of Credit 0.1% per month on the amount transferred plus actual cost.
Minimum: RM100.00
Handling fee:  
Minimum: RM100.00
Maximum: RM500.00
9.5 Any amendments to Transferable LC

Amendments to Letter of Credit for Extension/Increase in value
RM50.00 flat plus actual cost.
0.1% p.m. or part thereof for the extended period/incremental value plus actual cost and correspondent charges, if any.
Minimum: RM100.00
9.6 Checking fee for documents under LC RM50.00 flat
10. General – Local    
10.1 Commission in lieu of Exchange (Import Bills) 0.106% flat on the invoice value
Minimum: RM53.00
Maximum: RM212.00
10.2 Postage/Fax RM5.30 (non-financing product)
RM10.60 (financing product)
10.3 Rentas RM8.48
10.4 Telecommunication (SWIFT) RM37.10
10.5 Courier Peninsula Malaysia: RM26.50
East Malaysia: RM31.80
Other countries: RM26.50 - RM159.00
11. General – Export    
11.1 Postage/Fax RM5.00 (non-financing product)
RM10.00 (financing product)
11.2 Telecommunication (SWIFT) USD30.00
11.3 Courier Peninsula Malaysia: RM25.00
East Malaysia: RM30.00
Other countries: RM25.00 - RM150.00

Trade Finance Cut-off Time
 Trade Products Transaction type Transaction cut-off time
1. Financing and Non-Financing Products (Exclude ECR) Involving Rentas payment 12.00 pm
Involving Swift payment 2.00 pm
Other payment/ trade applications 3.00 pm
2. Export Credit Refinancing (ECR) All types 10.30 am
3. Import/Export documents With/without document checking 2.00 pm
*Application must be in order to ensure for same day processing
 
Contents Bank charges GST
1. SMF initial cost (including documentation fee & administration fee)    
a. Administration fee Up to RM223.15 (external broker)
Up to RM244.35 (Affin Hwang)
b. Nominal stamp duty RM125

Share Trading Account (Collateralised Trading and T+7 Trading Account) Fee
Contents Bank charges GST
1. Share Trading Account initial cost (including documentation fee & administration fee) RM31.80 once off for start up
(note : additional RM21.20 if ABMB FD is pledged)
2. T+7 Trading Account Pick up Fee 0.30% flat of P contract OR RM10.00 (whichever higher), on any outstanding Purchase Contract NOT settled or sold by T+4. If customer contra OR settle P Contract latest by T+4, NO "pick up" fee is charged. n/a
3. Collateralised Trading Account Contra Charges
(when P contract is forced sold on T+4)
11.0% p.a. on purchase amount from T+4 onwards until contra/force sell date (Purchase amount * 11.0%* no. of days/365 days) n/a

MISC Charges whenever applicable
Contents Bank charges GST
1. Corporate Action fee: (handling fees for rights/bonus share issue/dividend etc)    
a. Subscription of rights & Conversion of Securities RM10 (Stamp Duty) n/a
RM10.60 (Service Charge) + courier charge
Any other charges i.e. debiting & crediting charges by the registrars
b. Take over offer Redemption/Conversion Amount/Value
RM10.60 (Service Charge)
RM10.60 (Share Transfer out) + courier charge
c. Cash Dividend RM2.50 and below : no charges n/a
RM2.51 to RM100 : RM2.65
>RM100 : RM5.30
d. Execution of proxy form RM5.30 per proxy form
2. Share Withdrawal & handling charges for deceased account Share withdrawal as per transfer out shares charges:  
Handling charges RM53
Bursa Depository processing fee RM53
3. Share Transfer-ln Bursa Depository charges RM10.60 per counter to be absorbed (rebate to customer) subject to transfer-in of shares with minimum market value of RM3,000 per counter. *
4. Share Transfer-Out Bursa Depository charges RM10.60 per counter. *
Handling fees RM10.60 per request per counter.
5. Excesses charges Minimum RM10.00 or BLR+3.5% (only apply when account is overdrawn).
6. SMF Account Redemption fee 0.159% of total share value (market value), or minimum RM265
7. SMF change of broker/remisier fee RM37.10
8. Cash drawndown fee
(by Cashier's Order)
RM11.13
9. Fund transfer fee RM21.20 for inter-bank transfer
10. Closing account fee RM10.60
11. Statement retrieval fee RM5.30 plus RM1.06 per page of statement if printed from branch's system (up to 3 months)
RM21.20 plus RM1.06 peer page of statement if reproduced from Saperion/Microfiche (for 3 to 12 months)
RM21.20 plus RM5.30 per document if it is obtained from branch
RM31.80 plus RM10.60 per document if it is obtained from warehouse /remote location
RM21.20 per set - for certification of tender form/PKK/PMS/PUKONSA/CIDB.
RM21.20 per set - for request for certification "Certified True Copy" for education, EPF withdrawal or application for Visa only
RM53.00 per set - for request for certification "Certified True Copy" for business and other purposes
12. Transportation/courier charges RM7.95 for Peninsular Malaysia
RM14.31 for East Malaysia
RM16.96 for Singapore
* Fee and GST is charged by Bursa Malaysia Depository Sdn Bhd

SHARE & PRINT

Need Assistance?

 

Online

 

Provide us
your basic contact details
and we'll be in touch with you soon.

 

By Phone

 

Call us up at 03-5516 9988 (Personal) /
1-300-80-3388 (Business) and
we'll be happy to help you out.

 

Face to Face

 

We're always ready to serve you
so locate our nearest branch
here
.

Not the right product for you?

FINANCING

Alliance One Account

Pay less every month, save on total financing cost and have more cash in hand by consolidating your loans with Alliance ONE Account

FIND OUT MORE
BANKING

Alliance SavePlus Account

Why lock your money in Fixed Deposit when your Current Account gives you up to 3%p.a. interest rate with zero transaction fees!
Open an Alliance SavePlus Account instantly and conveniently with us.

FIND OUT MORE