Enjoy 72% savings on interest charges for 6 months with this Balance Transfer Plan! With interest of only 0.42% a month compared to the usual 1.5% per month, you will enjoy savings and flexibility immediately.

*  Calculation is based on normal finance charges of 18% p.a., with a 5% minimum repayment on outstanding balances every month for 6 months.

** Calculation is based on Alliance Bank Balance Transfer Flexi Plan Interest of 5% p.a on total transfer amount.

Watch your interest rates drop every month! Introducing the first and only reducing interest rate balance transfer plan that drops all the way to 0% on the 12th month.

At a flat interest rate of 7.25% p.a for 12 months, you will be able to clear your debts in an orderly and well-managed way.

*  Calculation is based on normal finance charges of 18% p.a., with a 5% minimum repayment on outstanding balances
    every month for 12 months.

** Calculation is based on Alliance Bank Balance Transfer Fixed Instalment Plan interest of 7.25% p.a on total transfer amount.

Experience the convenience of a longer plan with a lower interest rate of 7.00% p.a to organise your repayments more carefully.

*  Calculation is based on normal finance charges of 18% p.a., with a 5% minimum repayment on outstanding balances
    every month for 18 months.

** Calculation is based on Alliance Bank Balance Transfer Fixed Instalment Plan interest of 7.00% p.a on total transfer amount.

Stretch your repayment period to 24 months at an incredible rate of just 6.88% p.a. Make your monthly repayment more affordable and enjoy longer periods of satisfaction!

*  Calculation is based on normal finance charges of 18% p.a., with a 5% minimum repayment on outstanding balances
    every month for 24 months.

** Calculation is based on Alliance Bank Balance Transfer Fixed Instalment Plan interest of 6.88% p.a on total transfer amount.

Start saving BIG over an indefinite period with rates as low as 6% p.a.!

Remarks:

1. This plan is open to all existing Alliance Bank Credit Cardmembers, excluding Payment, Corporate and Business Cardmembers, whose application is received on or before 31 January 2009.
2. An eligible Cardmember must apply for this Balance Transfer product using the specific Balance Transfer Lifetime Plan application forms bearing the source code BTAC (balance transfer).
3. Alliance Bank reserves the right to reject any application form it deems ineligible, unclear, incomplete and/or not accompanied by required documents.
4. All specific Balance Transfer Lifetime Plan application forms are to be submitted to the nearest Alliance Bank Branch or faxed to Alliance Bank Customer Service Centre at 03 - 5621 5624. Submission through other channels will not be served.
5. Alliance Bank reserves the right to withdraw, substitute or vary this plan in whole or in part or to vary any of the terms and conditions, offer herein at any time without prior notice at its absolute discretion.