No matter how careful you are in business, there’s no guarantee things will always work out your way. While you are focused on growth and expansion, unforeseen events can occur anytime and seriously disrupt your business plans. At Alliance Bank, we partner with established insurance companies to provide you with the best insurance advisory and products you’ll ever need.

Single premium term life insurance specifically designed to insure the life of key personnel within your organization against the organisation's borrowings throughout the policy tenure. In the event of Death or Total Permanent Disability to the key personnel, the coverage amount will be used to repay the outstanding loans to minimize business disruptions and ensure business continuity.

• Level Term Coverage - Provides a fixed insured amount for the entire insured tenure. This plan can be used to insure against any form of business loans (Overdraft, Term Loans etc)
• Reducing Term Coverage - The insured amount reduces according to the tenure making it the perfect choice for insuring against term loans.
  
  

• Affordable single-premium term coverage
• Premium financing options available
• Refund of Cash Surrender Value for early loan settlements
  

Most of the time, businesses only insure the basic necessities like fire insurance on their business premises. However, there are many other aspects within a business that are potential risks and could also disrupt business operations. Through strategic partnerships with general insurance companies, we are able to provide our customers with complimentary on-site surveys and risk management advisory services.

• Fire Insurance (inc. of additional perils i.e. explosion, flood, landslip etc.)
• Fire Consequential Loss
• Machinery All Risk Cover
• Burglary
• Public & Employer's Liability
• Marine Cargo & Goods Inland Transit
• Contractor's All Risk & Worker's Compensation Schemes
  
  

• Expert review and advisory on your businesses insurance program
• Products can be bundled into a single policy resulting in premium savings
• Automatic renewals through bank for ease of mind