Commercial > SME Schemes Promoted by Bank Negara Malaysia   Alliance SME > Alliance Partnership > Alliance RECF > Products > SME Schemes Promoted by Bank Negara Malaysia >     SME Schemes Promoted by Bank Negara Malaysia   Besides Alliance Bank s various credit facilities, we also offer the following SME Schemes promoted by Bank Negara Malaysia (BNM) to meet your business needs: The schemes are: New Entrepreneurs Fund 2 Fund for SMI 2 Small Debt Resolution Scheme New Entrepreneurs Fund 2   Rates Max financing rate: 5.0% p.a. Max tenure: 8 years Min funding: None Max funding: RM5.0 million Objective To help stimulate the growth of small and medium-sized Bumiputera enterprises Purpose of loan Expansion of productive capacity; Working capital; or Both of the above Note: Financing should not be used for: Purchase of shares Refinancing of existing credit facilities Eligible for all economic sectors Note: Only for wholly-owned Bumiputera institutions or SME enterprises participating under the vendor development programmes of the Ministry of Entrepreneur Development or Ministry of Finance with at least 70% Bumiputera equity and management control Fund for SMI 2   Rates Max financing rate: 5.0% p.a. Max tenure: 3 years Min funding: RM50,000 Max funding: RM3.0 million Objective To promote SME activities in the export and domestic oriented sectors Purpose of loan Expansion of productive capacity; Working capital; or Both of the above Note: Financing should not be used for: Purchase of shares Refinancing of existing credit facilities Purchase of land Eligible sectors Manufacturing Service Trading activities Small Debt Resolution Scheme   Rates Financing rate: 5.0% p.a. Max tenure: 5 years Max funding: Actual working capital requirement or RM1.5 million, whichever is lower Objective To provide assistance to viable SMEs that are constrained by non-performing loans (NPLs) by facilitating loan restructuring or arranging for new financing, if necessary Purpose of loan Working capital Business expansion Note: Not for refinance of existing credit facility Applicants must have on-going business Eligible for all economic sectors Note: Must be Malaysian owned (at least 51%) companies with annual sales turnover not more than RM25 million or full time employees not exceeding 150. In addition, the aggregate outstanding NPLs (business related loan only) must not be more than RM3 million with commercial banks, finance companies, Islamic banks, Bank Pembangunan & Infrastruktur (M) Bhd and Bank Industri & Teknologi (M) Bhd.     Quick links     I want to know... ----------Please Select---------- I want to apply for... ----------Please Select----------
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