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- Guaranteed level premium product throughout the policy
- Lump Sum benefits upon Death or Total and Permanent Disability (TPD)
- Additional 200% of the Sum Assured in event of Accidental Death or Total and Permanent Disability Coverage (TPD)
- Bereavement Benefits - Additional 10% of Sum Assured up to RM10,000 is payable upon death
- Optional Riders to enhance your coverage with Critical Illness rider and Personal Acident rider
- Maturity - Guaranteed 100% refund of all premiums paid upon maturity of the policy term, if no claims are made
- Wide choice of policy terms: 10, 15, 20, 25 and 30 years. Coverage up to age 70 years old
- Personal tax Savings of up to RM6,000
Following example is based upon the scenario of a male aged 30 with 20-year and 30-year policy term and Sum Assured of RM100,000:
| Entry Age |
Policy Tenure (Years) |
Maturity age |
Monthly Premium |
Death/TPD Benefit |
Cash Refund** |
| 30 |
20 |
50 |
RM176.05 |
RM100,000 |
RM42,252 |
| 30 |
30 |
60 |
RM148.36 |
RM100,000 |
RM53,409 |
* The total refund shall include all extra premiums paid (if any) due to occupational/health loading (excluding premium for riders)
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Or choose a state to locate your
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