• 24 hours a day, 7 days a week and 365 days a year of Platinum-styled dedicated Customer Service
• High credit limit
• Air Miles via Enrich Rewards Program (with Malaysia Airlines)
• 2x Timeless Bonus Points on overseas spend
• Complimentary entry at the KLIA Plaza Premium Airport Lounge (valid for 1st 150 Platinum Cardmembers per month, subsequent Cardmembers will receive 50% discount on entry charges and all guest(s) of Cardmembers will receive 25% discount on entry charges)
• 24-hour concierge services provided by VISA International and MasterCard Worldwide
• Passport to Global Platinum Privileges from VISA International and MasterCard Worldwide
• Free use of Business Lounge and 50% discount for the use of Discussion Room, Meeting Room and Conference Room in Nomad Offices Etiqa Twins, Pavilion KL, The Gardens Mid Valley City and Menara Hap Seng. Please call 1-800-88-6622 to make reservations. This promotion is valid until 31 March 2009
  

• 0% APR for 3 months
• Up to 2.0% cash back* on retail spend
• Timeless Bonus Points that do not expire
• 2x Timeless Bonus Points on overseas spend
• Specially tailored Platinum privileges and rewards
• Annual fee waiver for first 3 years, renewable every year with easy spend conditions, i.e. spend a minimum of RM5,000 or swipe 12 times within a 12-month period
• Exclusive privileges and discounts at participating merchants
• Instalment Payment Plan at 0% p.a interest rate at participating merchants
• Complimentary Travel Personal Accident & Inconvenience Insurance (coverage for up to RM1,000,000)
• No lost card liability upon reporting
• Commission-free Traveller's Cheques, Demand Drafts and Cashier's Orders
• Worldwide recognition and acceptance

• Cash advance withdrawal up to 70% of your credit limit
• Interest-free period for retail transactions:
  • 20 days from statement date only if all retail transactions (excluding cash advance, balance transfer and instalment payment plan programmes) of the previous month are fully paid by the payment due date 
  • If partial payment, minimum payment or no payment is made on or before the payment due date, finance charges will be imposed from the day transaction is posted to the card account
• Payments for your Alliance Bank Platinum Card can be easily made through:
  • Cash or cheque at Alliance Bank branches nationwide
  • Standing Instruction (via deduction from your Alliance Bank savings or current account)
  • Cheque Xpress/Cash Deposit Machines at selected branches
  • Internet banking via allianceonline
  • Automated Teller Machine (ATM)
  • MEPS IBG at participating financial institutions

*Terms & Conditions apply.

Annual Fee

1. Retail purchases:
   • Tier 1 - Pay promptly for 12 consecutive months and enjoy retail finance charge of 15% p.a on the 13th month
   • Tier 2 - Pay promptly for at least 10 out of 12 consecutive months and enjoy retail finance charge of 17% p.a on the 13th month
   • Tier 3 - if the above tier 1 and 2 is not met, retail finance charge of 18% p.a will be charged
2. Cash advance at 18% p.a of the cash advance amount calculated on a daily basis from the date of withdrawal until date of full repayment

Cash Advance Fee
5% of the amount advanced or a minimum of RM15, whichever is higher, for each cash advance transaction

Minimum Monthly Repayment
5% of the outstanding balance or a minimum of RM50, whichever is higher

Late Payment Charge
1% per month of the total outstanding balance or RM10, whichever is higher (subject to a maximum of RM100)

Returned Cheque
RM50 for each cheque returned

Replacement of Lost/Stolen Card
RM50 per Card

Joining Fee
No Joining Fee

1. If you are an existing principal credit cardmember of a locally issued credit card (for 12 months):
   • Copy of your credit card (front only)
2. If you are salaried:
   • Latest 3 months' pay slips
   • Latest EPF statement/3 months' bank statements where salary is credited
3. If you are self-employed:
   • Sole proprietor/Partnership: Business registration form & Form D
   • Sdn Bhd/Berhad: Forms 24, 49, 9
   • Latest 3 months' bank statements
   • Tax Return Form with Tax Receipt