Skim Jaminan Kredit Perumahan (SJKP)
Now It Is Easier To Own A Home.
A home ownership initiative that helps first-time-homebuyers to get up to 100% loan/financing*, so you don’t need to fork out the downpayment.
*Eligibility requirements and bank's credit underwriting standards apply.
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Features
| Features | Terms |
|---|---|
| Eligible Property | Under Construction or Completed Residential Property |
| Margin of Financing | Up to 100% + 5% Credit Insurance/Takaful* and/or Finance Entry Cost |
| Loan/Financing Amount | Up to RM500,000 |
| Loan/Financing Tenure | Up to 35 years/70 years of age whichever is earlier |
| Loan/Financing Eligibility |
|
*Credit Insurance/Takaful include Mortgage Reducing Term Assurance (MRTA) / Mortgage Reducing Term Takaful (MRTT) / Mortgage Level Term Assurance (MLTA) / Mortgage Level Term Takaful (MLTT). Please refer to the Product Disclosure Sheet on associated risks, fees and charges.
Mortgage Monthly Instalment Calculator
Loan/Financing Amount (RM)
Loan/Financing Tenure (Years)
Effective Lending/Profit Rate (%)
Monthly Installment
RM
2,657
Results from the calculation are provided as a guide and do not constitute an offer