Home Loans
 Conventional Home Loan
  • A no-frills basic conventional home financing
  • RM50 charged for each redrawal
  • Setup fees of RM200 for Conventional Home Loans with redraw facility
  • No monthly maintenance fee
  • Excess payments made will generate interest savings
  • Redraw option to reuse your excess payments made when you need it
Features Terms
Interest rate As low as BR +0.55%
  For OD facility, BR +1.85%
Tenure Up to 35 years / 70 years of age
Age requirement 21 years old and above
Margin of Financing Up to 90% + 5% Mortgage Reducing Term Assurance and/or Financed Entry Cost
  Max MOF 70% Overdraft facilities
Financing type
• Completed or under-construction property
• Subsale
• Top up borrowing
• Refinancing from another bank with or without cashout
• Unencumbered property financing

* Terms and Conditions apply to the above. The features are subject to changes from time to time as deemed required by the bank.
If you would like to get more information on the Conventional Home Loan, choose one of the three ways indicated in the Next Steps section below and we'll get back to you.
Next Steps


Provide us with your basic contact details and we'll be in touch with you soon.

By Phone

Call us at 03-5516 9988 and we'll be happy to help you out.

Face to Face

We're always ready  to serve you so locate our nearest branch here.