Business Loans
 General Working Capital
General Working Capital
Alliance Bank provides a comprehensive suite of loans for businesses that suit the various business life stages of a company. These products were developed based on the years of experience with the business community. Apart from providing financial facilities to our customers, we place great importance on building long-term business relationships with our customers.
 

KEY USAGE

  • General working capital needs, from purchase of stock, managing overheads, and other business related purposes
  • Wide range of Trade facilities and services
  • Extensive branch network
  • Quick approval decision

KEY FEATURES

  • Term Loan - a fixed amount of loan granted for an agreed period of time and to be repaid in fixed installments. Term loans are normally granted for the purchase of fixed assets. With fixed repayments, you will be able to plan and manage your cash flow effectively.
  • Overdraft - revolving loan which enables customer to draw on the OD limit via current account, or by issuing cheque as long as the OD limit is not exceeded. Overdraft is flexible and convenient to meet your working capital requirements. This will enable you to draw on the overdraft limit granted and provides a simple and convenient way to cater to your financial needs.
  • Revolving Credit - this facility has a distinctive repayment period used to meet short-term working capital requirements. This facility is especially useful when businesses require an extra injection of funds. Interest and principal repayments are made at the end of each advance and the principal can be rolled-over with a new contracted rate.
Next Steps

Online

Provide us with your basic contact details and we'll be in touch with you soon.

By Phone

Call us up at 1-300-80-3388 and we'll be happy to help you out.

Face to Face

We're always ready to serve you so locate our nearest branch here.