Life Insurance & Family Takaful
 Elite Income Saver
Elite Income Saver
We all want to achieve our financial goals and aspirations, be it to travel around the world, providing for our children’s education or a comfortable retirement.

Elite Income Saver is the right plan to assist you in achieving your dreams. A universal life endowment plan, it pays you regular amount from end of first policy year onward with the prospect of gaining potential growth on your savings.

KEY FEATURES AND BENEFITS

  • Guaranteed Cash Payment1 at 5.0% of Face Amount from end of policy year 1 to year 15 and 10% of Face Amount from policy year 16 to end of policy term.
  • Guaranteed minimum Maturity Benefit of 125% of Face Amount1
  • You get to potentially boost your total payout through a universal life fund2
  • The monthly Crediting Rate3 will never be negative.
The plan offers a choice of 5 or 10 years premium payment term to suit your needs and lets you enjoy 20 years of insurance coverage. There will be no underwriting required for basic face amount up to RM500,000 per life.

While you save for your future, you are covered for loss of life and Total and Permanent Disability (TPD)4. If unfortunate event of accidental death prior to age 65 (next birthday), a lump sum payment of 300% of the basic plan’s Face Amount will be payable5.

1 Provided all premiums are paid up to date.

2 The Basic Account Value and GCP Account Value will be invested into a universal life fund. Returns are not guaranteed and are subject to the investment performance of Manulife Insurance Berhad. 3 The Crediting Rate is not guaranteed.

4 TPD coverage is up to Insured’s age 65 next birthday.

5 Terms and conditions apply.
NEXT STEPS

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Fill in this Product Enquiry form and
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By Phone or Face to Face

We'd like to hear from you!
Give us a call at 03-5516 9988 or
visit us at the nearest Alliance Bank branch.
Disclaimers: All information disclosed is non exhaustive and for informational purpose only. For further information, kindly contact us or visit the nearest Alliance Bank Branch.