Life Insurance & Family Takaful
 Elite Income Builder
Elite Income Builder
There can never be a better time than today to start investing for a better tomorrow. You may have plans to pursue new interests, travel, or just to kick back and relax.

That is why we believe in setting the financial foundation for your better future now.

With Elite Income Builder, a regular premium insurance plan that combines two components – a Non-Participating Insurance Plan and an Investment-Linked Insurance Plan, you get a dream solution that is sustainable and has the potential of increasing over time!


  • Guaranteed Yearly Income (GYI) of 3.8% from the 1st policy year to age 60 (next birthday) and Step-Up GYI of 6.8% from age 61 to 80 (next birthday) of the Non-Participating Insurance Plan basic face amount.
  • Potential returns1 through participation in professionally managed funds
  • Regular stream of income from age 61 (next birthday) until age 80 years old (next birthday)
  • A one-off bonus payout of up to 81.60% of the basic face amount of the Non-Participating Insurance Plan at the end of the policy year prior to 60 years old (next birthday)
  • Guaranteed lump sum amount of 10 times the annual Step-Up GYI, upon maturity of the plan.
  • Flexibility to save more or withdraw your savings in times of need
  • Protection for Death and Total and Permanent Disability
  • Enhance insurance protection through LifeStage CI rider , LifeStage Med rider, CI waiver riders and Payor waiver riders
1 Returns are not guaranteed and are subject to the performance of the funds. Past performance of
   the funds is not indicative of future performance.

To complete your coverage, you may attach the following optional riders to your plan: 
Critical Illness Waiver 
Waive the premium of the basic plan upon insured's diagnosis of a covered critical illness.
LifeStage Critical Illness 
Pays 200% of the rider face amount upon diagnosis of a covered critical illness before age 60 (next birthday) and 100% of the face amount subsequently. 
LifeStage Med 
Reimburses hospital and surgical expenses during hospitalisation. A deductible amount of RM10,000 will be imposed if a claim is incurred before age 60 (next birthday) but not after. This fixed deductible amount will be borne by the insured out of the total medical fees except for the cost of outpatient benefit. 
Payor Waiver of Premium 
Ensure that the policy will stay in force in the event of the policy owner's death, suffering from TPD or diagnosis of a covered critical illness.


Get the Elite Income Builder plan today!
Fill in this Product Enquiry form and
our Authorised Bank Officer will contact you.

By Phone or Face to Face

We'd like to hear from you!
Give us a call at 03-5516 9988 or
visit us at the nearest Alliance Bank branch.
Disclaimers: All information disclosed is non exhaustive and for informational purpose only. For further information, kindly contact us or visit the nearest Alliance Bank Branch.