Existing Loan |
Refinance With AOA |
|
---|---|---|
Effective Landing Rate |
5.50% p.a. |
4.00% p.a. |
Monthly Installment |
RM2,839 |
RM2,388 |
Savings Per Month |
|
RM451 |
MORTGAGE - BANK A (2010) |
|
---|---|
Property PriceRM450,000 |
Loan AmountRM405,000 |
REFINANCE WITH ALLIANCE ONE ACCOUNT (CURRENT YEAR) |
|
---|---|
Current Property Market ValueRM600,000 |
Outstanding BalanceRM320,000 |
UP TO 90% MARGIN OF FINANCING (MOF) |
|
---|---|
Total Loan Amount:
|
Cash Out Amount:
|
Mortgage - Bank A (Year 2010) |
|
---|---|
Property PriceLoan AmountInterest RateTenureMonthly InstalmentCurrent Outstanding Balance |
RM450,000RM405,0005.50%25 YearsRM2,487RM320,000 |
Personal Loan (Year 2016) |
|
---|---|
Loan AmountInterest Rate (Flat/Effective)TenureMonthly InstalmentCurrent Outstanding Balance |
RM60,00010.88%/18.62%5 YearsRM1,550RM50,000 |
Credit Card (This Year) |
|
---|---|
Current Outstanding BalanceInterest RateMonthly Instalment 5%
|
RM50,00018%
|
Alliance ONE Account |
|
---|---|
Current Property Market Value |
RM800,00 |
Facility 1 - Home Loan |
|
---|---|
Refinanced Amount from Bank AMargin of Financing (MOF)Interest RateTenureMonthly Instalment |
RM320,00040%4.15%25 YearsRM1,716 |
Facility 2 - Home Loan |
|
---|---|
Outstanding Balances ConsolidatedMargin of Financing (MOF)Interest RateTenureMonthly Instalment |
RM100,00012.5%5.90%25 YearsRM639 |
Disclaimer: The above information is solely for illustration purposes and is meant to aid the understanding of Alliance ONE Account. All applications will be subject to review and approval by Alliance Bank
Please refer to the product: Disclosure Sheet or associated risks, fees and charges.
Result from the calculations are provided as aguide and do not constitute an offer.
Salaried | Self-Employed |
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Identification Documents:
|
Identification Documents:
|