Alliance Bank Malaysia Berhad > Financing > Personal > Personal Loans > Alliance Cashfirst Personal Loan

Benefits

Alliance CashFirst Personal Loans fulfils your the financial needs for personal or business use. You can now enjoy greater flexibility on your finances with interest rate as low as 8.38%* p.a. (flat rate basis).

DETAILED BENEFITS

Monthly installments from as low as RM94**

FLEXIBLE loan tenure of up to seven years

NO Processing Fee

NO Early Settlement Fee

FAST approval

NO guarantor or collateral required

EASY repayment via allianceonline

 

CASHFIRST BALANCE REFINANCING

Consolidate up to a maximum of four Credit Cards and/or Personal Loans commitments into ONE single monthly repayment.

* Terms and conditions apply.

** Based on loan amount of RM5,000 for seven years tenure at 8.38% p.a. (flat rate basis).

  • Malaysians and permanent residents working and residing in Malaysia only.
  • Malaysians working in Singapore, but residing in Malaysia will be considered.
  • Age requirement:
    • minimum 21 years old
    • maximum 60 years old (upon maturity of Facility)

Income requirement: minimum gross monthly income of RM3,000 or RM36,000 per annum.

REQUIRED DOCUMENTATION

A) Salaried Employee

Salaried Employee Documents Required for
MNC Non-MNC/PLC
1
Copy of NRIC (Front & Back)* AND
Y
 
2
Disbursement Account particulars* (refer below) AND ONE of the following documents below;
Y
 
3
Latest 1 month payslip (fixed)/3 months payslip (variable)
Either ONE
(of item 3-6)
 
4
Latest EA Form
 
5
Latest 6 months EPF statement
 
6
Latest BE Form together with validated payment slip/receipt
 
 
 
 
 
1
Copy of NRIC (Front & Back)* AND
 
Y
2
Disbursement Account particulars* (refer below) AND
 
Y
3
Latest 3 months payslip 
 
 
4
Latest 6 months EPF statement
 
Either ONE
(of item 3-5)
5
Latest BE Form together with validated payment slip/receipt to LHDN
 

B) Self-Employed

Self-Employed Documents Required for Sole Proprietor/Partners
1
Copy of NRIC (Front & Back)* AND
 Y
2
Disbursement Account particulars* (refer below) AND 
 Y
3
Copy of current and valid Business Registration Card* (business MUST be at least 2 years) AND
 Y
4
Latest 6 months payslip
Either ONE (of item 4-7)
5
Latest 6 months company's principal bank statement reflecting business turnover
6
Latest 6 months EPF statement
7
Latest BE Form together with validated payment slip/receipt to LHDN

C) Commission Earner

Commission Earner Documents Required for Agent/Sales
1
Copy of NRIC (Front & Back)* AND
 Y
2
Disbursement Account particulars* (refer below) AND 
 Y
3
Latest 6 months commission statement/payment voucher verified against bank statements
Either ONE (of item 3-5)
4
Latest EA Form
5
Latest BE Form together with validated payment slip/receipt to LHDN

 

Note:

Please provide copy of the Bank Statement/Passbook (first page) of Disbursement Account with Applicant's sole name.
* are mandatory documents required from the Bank.

 

Contents Bank Charges GST
1
Processing Fee
No charge
N/A
2
Early Settlement Fee
Only 3 months' written notice or 3 months' interest rate in lieu of such notices is required.
3
Compensation Charges on Late Payment
1% p.a on instalment amount overdue, accruing from the due date up to the date of settlement. 
4
Stamp Duty Fee & Handling Fees [as per Stamp Duty Act 1949 (revised 1989)]
On total approved loan amount, to be deducted from the loan facility:
- Stamp duty 0.5%
- Handling fees RM12
 

Need Assistance?

 

Online

 

Provide us
your basic contact details
and we'll be in touch with you soon.

 

By Phone

 

Call us up at 03-5516 9988 (Personal) /
1-300-80-3388 (Business) and
we'll be happy to help you out.

 

Face to Face

 

We're always ready to serve you
so locate our nearest branch
here
.

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