Alliance Bank Malaysia Berhad > Financing > Islamic > Personal Financing-i > Alliance CashVantage Financing-i

CashVantage Financing-i provides you the financial needs be it for personal or for business purpose with low monthly installments, flexible financing tenure and profit rate as low as 8.38%* p.a (flat rate basis).

Benefits

Monthly installments from as low as RM94**

FLEXIBLEfinancing tenure up to 7 years

NOProcessing Fee

NOEarly Settlement Fee

FASTApproval

NOguarantor or collateral required

EASYRepayment via IBG/IBFT

CASHVANTAGE BALANCE REFINANCING

Consolidate up to a maximum of 4 Credit Cards and/or Personal Financing commitments into ONE single monthly installment.

WHO CAN APPLY?

  • Malaysians and permanent residents working and residing in Malaysia only.
  • Malaysians working in Singapore, but residing in Malaysia will be considered.
  • Age requirement:
    1. minimum 21 years old
    2. maximum 60 years old (upon maturity of Facility)
  • Income requirement: minimum gross monthly income of RM3,000 or RM36,000 per annum.


REQUIRED DOCUMENTATION

A) Salaried Employee
 
Salaried Employee Documents Required for
MNC Non-MNC/PLC
1
Copy of MyKad (Front & Back)* AND
Y
 
2
Disbursement Account particulars* (refer below) AND ONE of the following documents below;
Y
 
3
Latest 1 month payslip (fixed)/3 months payslip (variable)
Either ONE
(of Item 3-6)
 
4
Latest EA Form
 
5
Latest 6 months EPF statement
 
6
Latest BE Form together with validated payment slip/receipt
 
 
 
 
 
1
Copy of MyKad (Front & Back)* AND
 
Y
2
Disbursement Account particulars* (refer below) AND
 
Y
3
Latest 3 months payslip 
 
 
4
Latest 6 months EPF statement
 
Either ONE
(of Item 3-5)
5
Latest BE Form together with validated payment slip/receipt to LHDN
 


B) Self-Employed
 
Self-Employed Documents Required for Sole Proprietor/Partners
1
Copy of MyKad (Front & Back)* AND
 Y
2
Disbursement Account particulars* (refer below) AND 
 Y
3
Copy of current and valid Business Registration Card* (business MUST be at least 2 years)AND
 Y
4
Latest 6 months payslip
Either ONE (of item 4-7)
5
Latest 6 months company's principal bank statement reflecting business turnover
6
Latest 6 months EPF statement
7
Latest B Form together with validated payment slip/receipt to LHDN
 
C) Commission Earner
 
Commission Earner Documents Required for Agent/Sales
1
Copy of MyKad (Front & Back)* AND
 Y
2
Disbursement Account particulars* (refer below) AND 
 Y
3
Latest 6 months commission statement/payment voucher verified against bank statements
Either ONE (of item 3-5)
4
Latest EA Form
5
Latest B Form together with validated payment slip/receipt to LHDN
 
 
Note:
Please provide copy of the Bank Statement/Passbook (first page) of Disbursement Account with Applicant's sole name.
* are mandatory documents required from the Bank.

Need Assistance?

 

Online

 

Provide us
your basic contact details
and we'll be in touch with you soon.

 

By Phone

 

Call us up at 03-5516 9988 (Personal) /
1-300-80-3388 (Business) and
we'll be happy to help you out.

 

Face to Face

 

We're always ready to serve you
so locate our nearest branch
here
.

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